Points Value Calculator

Calculate the real value of your credit card points across different redemption options.

Calculate Points Value

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Average Point Values

Compare your redemption to these typical values:

Amex Membership Rewards

Poor: 1.0¢
Average: 1.8¢
Great: 2.5¢

Chase Ultimate Rewards

Poor: 1.0¢
Average: 1.7¢
Great: 2.2¢

Capital One Miles

Poor: 1.0¢
Average: 1.4¢
Great: 1.8¢

Citi ThankYou Points

Poor: 1.0¢
Average: 1.5¢
Great: 2.0¢

💡 Pro Tips

  • Target at least 1.5¢ per point for good value
  • Business/First class redemptions typically offer 2-5¢ value
  • Avoid redemptions below 1¢ unless you need the flexibility
  • Consider transfer bonuses to increase value further

Example High-Value Redemptions

Virgin Atlantic Upper Class

London to New York

Points Required: 50,000
Cash Value: $3,500
Value per Point: 7.0¢

British Airways Club World

London to Tokyo

Points Required: 85,000
Cash Value: $4,200
Value per Point: 4.9¢