Points Value Calculator

Calculate the real value of your credit card points across different redemption options.

Calculate Points Value

$
$

Average Point Values

Compare your redemption to these typical values:

Amex Membership Rewards

Poor : 1.0¢
Average : 1.8¢
Great : 2.5¢

Chase Ultimate Rewards

Poor : 1.0¢
Average : 1.7¢
Great : 2.2¢

Capital One Miles

Poor : 1.0¢
Average : 1.4¢
Great : 1.8¢

Citi ThankYou Points

Poor : 1.0¢
Average : 1.5¢
Great : 2.0¢

💡 Pro Tips

  • Target at least 1.5¢ per point for good value
  • Business/First class redemptions typically offer 2-5¢ value
  • Avoid redemptions below 1¢ unless you need the flexibility
  • Consider transfer bonuses to increase value further

Example High-Value Redemptions

Virgin Atlantic Upper Class

London to New York

Points Required: 50,000
Cash Value: $3,500
Value per Point: 7.0¢

British Airways Club World

London to Tokyo

Points Required: 85,000
Cash Value: $4,200
Value per Point: 4.9¢

Need More Points?

Earn bonus points with these credit card offers

Can't find availability at your current points balance? These credit cards offer generous welcome bonuses to help you book your dream flight.

The Business Platinum Card from American Express

Business · Annual fee $895

US only

300,000 points

after $20,000 in 3 months

  • Travel Credit ($600)
  • Global Lounge Collection ($850)
  • Hilton Credit ($200)
Learn more & apply

The Platinum Card from American Express

Personal · Annual fee $895

US only

175,000 points

after $12,000 in 6 months

  • Hotel credit ($600)
  • Travel credit
  • Airline fee credit ($200)
Learn more & apply

American Express Gold Card

Personal · Annual fee $325

US only

100,000 points

after $8,000 in 6 months

  • Monthly dining credit ($120)
  • Hotel Collection credit ($100)
  • Hertz Five Star status
Learn more & apply

Chase Sapphire Preferred

Personal · Annual fee $95

100,000 points

after $5,000 in 3 months

  • Chase Travel hotel credit ($100)
  • Global Entry/TSA PreCheck credit ($120)
  • DoorDash DashPass ($96)
Learn more & apply

Chase Sapphire Reserve

Personal · Annual fee $795

100,000 points

after $6,000 in 3 months

  • Travel credit ($300)
  • The Edit hotel credit ($500)
  • Dining credit ($300)
Learn more & apply

Chase Ink Business Preferred®

Business · Annual fee $95

100,000 Ultimate Rewards points

after $8,000 in purchases in the first 3 months

  • 3x points on travel & shipping
  • 3x points on advertising
  • 3x points on internet/cable/phone
Learn more & apply

Credit card approval subject to eligibility. Terms and conditions apply. American Express cards shown are available to US residents only.