BofA rewards transfer partners.
Where Bank of America Premium Rewards points stand on transfer partners. The Preferred Rewards multiplier is the real edge here.
Verified Jun 29, 2026
TL;DR
Bank of America's Premium Rewards does not have airline or hotel transfer partners — points convert to cash back or travel statement credits at 1¢ each. The leverage comes from the Preferred Rewards multiplier: with $100k+ at Merrill, Premium Rewards Elite earns an effective 2.625% on everything. That's competitive with transfer-currency cards if you don't optimize redemptions.
Sweet spots
- •Platinum Honors tier: 75% boost = 3.5% on travel, 2.625% flat on Premium Rewards Elite
- •$95 Premium Rewards: $100 airline credit + 2× on travel + 1.5× boosted = 2.625% effective
Maximizing BofA rewards
- •Hit Platinum Honors: $100k at Merrill (taxable, IRA, 529) — more than pays the AF
- •Use for non-bonus spend: 2.625% flat beats most points cards on everyday categories
- •Pair with transfer cards: BofA for everyday, Amex/Chase for category multipliers
More transfer pages
Credit card transfers
Earn More Bank of America Rewards Points
Credit cards that transfer to Bank of America Rewards
The Business Platinum Card® from American Express
Business · Annual fee $895
200,000 Membership Rewards® points
after $20,000 in purchases in the first 3 months
American Express® Business Gold Card
Business · Annual fee $375
100,000 Membership Rewards® points
after $15,000 in purchases in the first 3 months
Chase Ink Business Preferred®
Business · Annual fee $95
100,000 Ultimate Rewards points
after $8,000 in purchases in the first 3 months