US Bank · Altitude Reserve

US Bank rewards transfer partners.

Where US Bank Altitude Reserve and Smartly points stand on transfer partners. Limited — but the cards remain useful for category multipliers.

Verified Jul 02, 2026

TL;DR

US Bank Altitude Reserve historically did not have airline transfer partners — it earned 3× on travel and mobile-wallet purchases with a 1.5× redemption multiplier on travel through their portal. Card has been discontinued for new applications; existing cardholders should check our up-to-date matrix below for current options.

Sweet spots

  • 1.5× via Real-Time Rewards: $1,500 in travel for 100k points (existing cardholders)
  • 3× mobile wallet spend: Apple Pay / Google Pay earns 3× — outsize on everyday spend

Maximizing US Bank rewards

  • Use for cash-back travel: Points convert to travel statement credits at 1.5¢
  • Stack with Altitude Connect: Connect earns 4× on travel for everyday cardholders

Earn More US Bank Rewards Points

Credit cards that transfer to US Bank Rewards

The Business Platinum Card from American Express

Business · Annual fee $895

US only

200,000 points

after $20,000 in 3 months

Learn more & apply

American Express Business Gold Card

Business · Annual fee $375

US only

200,000 points

after $15,000 in 3 months

Learn more & apply

The Platinum Card from American Express

Personal · Annual fee $895

US only

175,000 points

after $12,000 in 6 months

Learn more & apply