US Bank rewards transfer partners.
Where US Bank Altitude Reserve and Smartly points stand on transfer partners. Limited — but the cards remain useful for category multipliers.
Verified Jul 07, 2026
TL;DR
US Bank Altitude Reserve historically did not have airline transfer partners — it earned 3× on travel and mobile-wallet purchases. Card has been discontinued for new applications; the Real-Time Rewards travel redemption rate was cut from 1.5¢ to 1¢ on Dec 15, 2025. No transfer partners have launched and the 'coming soon' banner was removed in May 2026.
Sweet spots
- •1× via Real-Time Rewards: $1,000 in travel for 100k points (existing cardholders; rate reduced Dec 15, 2025 from 1.5¢)
- •3× mobile wallet spend: Apple Pay / Google Pay earns 3× (capped at $5,000/billing cycle from Dec 2025)
Maximizing US Bank rewards
- •Use for cash-back travel: Points convert to travel statement credits at 1¢ (reduced from 1.5¢ Dec 2025)
- •Stack with Altitude Connect: Connect earns 4× on travel for everyday cardholders
More transfer pages
Credit card transfers
Earn More US Bank Rewards Points
Credit cards that transfer to US Bank Rewards
The Business Platinum Card from American Express
Business · Annual fee $895
200,000 points
after $20,000 in 3 months
The Platinum Card from American Express
Personal · Annual fee $895
175,000 points
after $12,000 in 6 months
American Express Gold Card
Personal · Annual fee $325
100,000 points
after $8,000 in 6 months