12 cards · live data

Best travel credit cards.

The right card pays for a business-class flight in a single welcome bonus. We track live offers, annual fees, and transfer partners so you always see the latest deals.

Amex

5 cards

Membership Rewards points transfer to 14+ airline and hotel partners.

Popular Personal

American Express Gold Card

Welcome Bonus

Find out your offer and see if you are eligible for as high as 100,000 bonus points after spending $8,000 on purchases in your first six months of card membership

Spend $8,000 in 6 months

Annual Fee
$3

Earning Rates

4x 4X on dining at restaurants worldwide (up to $50,000 per year, then 1X)
4x 4X at U.S. supermarkets (up to $25,000 per year, then 1X)
3x 3X on flights booked directly from airline or through Amex Travel

Key Benefits

  • Dining Credit (1)
  • Uber Cash (1)
  • Resy Credit (1)

Transfer Partners (14)

British Airways Virgin Atlantic Air France/KLM Emirates Singapore Airlines ANA +8 more
Learn More & Apply
Popular Personal

The Platinum Card

Welcome Bonus

Find out your offer and see if you are eligible for as high as 175,000 bonus points after spending $12,000 on purchases in the first six months of card membership

Spend $12,000 in 6 months

Annual Fee
$8

Earning Rates

5x 5X on flights booked directly or through Amex Travel
5x 5X on prepaid hotels through Amex Travel

Key Benefits

  • Airline Fee Credit (2)
  • Hotel Credit (6)
  • Uber Cash (2)

Transfer Partners (14)

British Airways Virgin Atlantic Air France/KLM Emirates Singapore Airlines ANA +8 more
Learn More & Apply
Personal

American Express Green Card

Welcome Bonus

Earn 40,000 Membership Rewards® Points after you spend $3,000 on eligible purchases on your American Express Green Card® within the first 6 months of Card Membership.

Spend $3,000 in 6 months

Annual Fee
$1

Earning Rates

3x Earn 3X Membership Rewards® points when you use the American Express Green Card® on eligible travel purchases globally.
3x Earn 3X Membership Rewards® points when you use the American Express Green Card® on eligible transit purchases.
3x Earn 3X Membership Rewards® points when you use the American Express Green Card® at restaurants worldwide.

Key Benefits

  • CLEAR+ Credit (2)
  • No Foreign Transaction Fees (0)
  • Trip Delay Insurance (3)

Transfer Partners (14)

British Airways Virgin Atlantic Air France/KLM Emirates Singapore Airlines ANA +8 more
Learn More & Apply
Business

Business Platinum Card

Welcome Bonus

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Annual Fee
$8

Earning Rates

5x Earn 5X Membership Rewards® points on flights and prepaid hotels booked on AmexTravel.com.
2x Earn 2X points on eligible purchases in key business categories, or on purchases of $5K or more.
1x Earn 1X points on other eligible purchases.

Key Benefits

  • $300 ChatGPT Business Credit (3)
  • Up to $600 Hotel Credit (6)
  • $550 in Value with Fine Hotels + Resorts® (5)

Transfer Partners (14)

British Airways Virgin Atlantic Air France/KLM Emirates Singapore Airlines ANA +8 more
Learn More & Apply
Business

Business Gold Card

Welcome Bonus

No standard welcome offer available (targeted offer only).

Annual Fee
$3

Earning Rates

4x Earn 4X points on the 2 categories where your business spends the most.
3x Earn 3X points on flights and pre-paid hotels booked on AmexTravel.com.
1x Earn 1X point on all other eligible purchases.

Key Benefits

  • Flexible Business Credit (2)
  • ChatGPT Business Credit (3)
  • Squarespace Credit (1)

Transfer Partners (14)

British Airways Virgin Atlantic Air France/KLM Emirates Singapore Airlines ANA +8 more
Learn More & Apply

Chase

3 cards

Ultimate Rewards points with 1:1 Hyatt transfer — the best hotel redemption in points.

Popular Personal

Chase Sapphire Preferred

Welcome Bonus

Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.

Spend $5,000 in 3 months

Annual Fee
$0

Earning Rates

5x Earn 5x total points on travel purchased through Chase Travel.
3x Earn 3x points on dining, including eligible delivery services, takeout and dining out.
2x Earn 2x on other travel purchases.

Key Benefits

  • Chase Travel Hotel Credit (0)
  • DoorDash DashPass Membership (1)

Transfer Partners (10)

United Southwest British Airways Air France/KLM Emirates Singapore Airlines +4 more
Learn More & Apply
Popular Personal

Chase Sapphire Reserve

Welcome Bonus

Earn 150,000 bonus points after spending $6,000 on purchases in the first three months from account opening

Spend $6,000 in 3 months

Annual Fee
$7

Earning Rates

4x 4X on flights and hotels booked directly
8x 8X on flights through Chase Travel
3x 3X on dining

Key Benefits

  • Travel Credit (3)
  • Edit Hotel Credit (5)
  • StubHub Credit (3)

Transfer Partners (10)

United Southwest British Airways Air France/KLM Emirates Singapore Airlines +4 more
Learn More & Apply
Business

Ink Business Preferred

Welcome Bonus

Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months after account opening.

Spend $8,000 in 3 months

Annual Fee
$0

Earning Rates

3x 3 points per $1 on the first $150,000 spent each account anniversary year.
3x 3 points per $1 on the first $150,000 spent each account anniversary year.
3x 3 points per $1 on the first $150,000 spent each account anniversary year.

Key Benefits

  • Complimentary DashPass (1)
  • Cell Phone Protection (10)
  • Purchase Protection (100)

Transfer Partners (10)

United Southwest British Airways Air France/KLM Emirates Singapore Airlines +4 more
Learn More & Apply

Capital One

2 cards

Simple 2× earning on everything with 22 transfer partners.

Popular Personal

Capital One Venture X Rewards

Welcome Bonus

Earn 75,000 bonus miles after spending $4,000 on purchases in the first three months from account opening

Spend $4,000 in 3 months

Annual Fee
$3

Earning Rates

2x 2X on all eligible purchases

Key Benefits

  • Travel Credit (3)
  • Anniversary Bonus Miles (1)
  • Global Entry/TSA PreCheck Credit (1)

Transfer Partners (12)

Air France/KLM British Airways Cathay Pacific Emirates Etihad EVA Air +6 more
Learn More & Apply
Personal

Capital One Venture Rewards

Welcome Bonus

Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening

Spend $4,000 in 3 months

Annual Fee
$0

Earning Rates

2x Get unlimited 2X miles per dollar on every purchase, every day.
5x Earn 5X miles on hotels, vacation rentals, and rental cars booked through Capital One Travel.

Key Benefits

  • Global Entry or TSA PreCheck Credit (1)
  • Lifestyle Collection Credit (0)

Transfer Partners (12)

Air France/KLM British Airways Cathay Pacific Emirates Etihad EVA Air +6 more
Learn More & Apply

Bilt

2 cards

The only cards that let you earn points on rent and mortgage payments.

Personal

Bilt Blue Card

Welcome Bonus

$100 Bilt Cash on approval

Annual Fee
$0

Earning Rates

1x 1x on all purchases
1.25x 1.25x on rent & mortgage

Key Benefits

  • Pay rent with no fee
  • No foreign transaction fees
  • Cell phone protection

Transfer Partners (11)

American Airlines United Air France/KLM British Airways Cathay Pacific Emirates +5 more
Learn More & Apply
Personal

Bilt Palladium Card

Welcome Bonus

50,000 Bilt Points + $300 Cash

Spend $4,000 in 3 months

Annual Fee
$0

Earning Rates

2x 2x on all purchases
4x 4% Bilt Cash back

Key Benefits

  • Pay rent with no fee
  • Priority Pass lounge access
  • Lyft Pink membership

Transfer Partners (11)

American Airlines United Air France/KLM British Airways Cathay Pacific Emirates +5 more
Learn More & Apply

Which cards transfer where?

Cross-reference of credit-card points to airline and hotel programs.

Loyalty program Amex Chase Capital One Bilt
ANA
Aeroplan
Air France/KLM
American Airlines
Avianca
British Airways
Cathay Pacific
Delta
EVA Air
Emirates
Etihad
Iberia
JetBlue
Qantas
Singapore Airlines
Southwest
Turkish Airlines
United
Virgin Atlantic

Frequently asked questions.

Which credit card is best for earning airline miles?
Depends on which airlines you fly. The Amex Gold ($325/yr) gets 4× on dining and groceries with 14+ airline transfer partners. The Chase Sapphire Preferred ($95/yr) is the best budget option with 3× on dining plus United and Southwest access. The Capital One Venture X ($395/yr) has the most partners (22) with flat 2× on everything.
Should I get an Amex or Chase card first?
Start with Chase. The 5/24 rule means Chase won't approve you after you've opened 5+ new cards in 24 months. Amex has no such rule, so you can always grab them later. Get the Chase cards while you're under 5/24.
Are welcome bonuses worth the annual fee?
Almost always yes. A 75,000-point welcome bonus is worth $1,500+ when transferred for business class. Even $95 cards offer 15–20× the fee in bonus value. Higher-fee cards ($395–$895) offset costs with statement credits and perks.
Can I have cards from multiple issuers?
Yes. There's no restriction across issuers. Many award travelers hold Amex + Chase + Capital One to access every transfer-partner network — gives you maximum flexibility when booking awards.
What's the best no-annual-fee travel card?
The Bilt Blue Card ($0/yr) is unique — earn points on rent and mortgage with 11 airline partners. The Chase Freedom Unlimited ($0/yr) earns 1.5× on everything and pools points with a Sapphire card for transfers.
How do credit card transfer partners work?
Flexible programs (Amex MR, Chase UR, Capital One, Bilt, Citi TY) let you transfer points to airline and hotel loyalty programs, usually 1:1. 50,000 Chase points become 50,000 Hyatt points or 50,000 United miles. Most transfers are instant.

Ready to earn points?

Search award availability to see where your points can take you.

Welcome bonus offers and annual fees are updated automatically and may change. Credit card approval is subject to eligibility. Terms and conditions apply. Some links on this page are affiliate links — we may earn a commission if you apply and are approved, at no extra cost to you.