Calculator

Buy points?

Should you buy hotel points during a sale? See whether the math works for your planned redemption before pulling the trigger.

Calculate your value

See if buying points beats baseline for your planned stay.

Base: $12.50 | Typical sale: $8.75 | Best sale: $7.50

Cash rate for the hotel you plan to book.

Points required for your planned stay.

Points pricing.

Reference pricing per 1,000 points (varies by promotion).

Program Base price Typical sale Best sale Baseline value Worth it?
Marriott Bonvoy $12.50 $8.75 $7.50 0.8 cpp On sale
Hilton Honors $10.00 $5.00 $4.50 0.5 cpp On sale
World of Hyatt $24.00 $18.00 $16.80 1.7 cpp On sale
IHG One Rewards $13.50 $7.00 $5.00 0.5 cpp Rarely
Wyndham Rewards $10.00 $7.50 $5.00 1.0 cpp On sale
Choice Privileges $10.00 $7.00 $6.00 0.6 cpp Rarely

* "Worth it" assumes you'll get baseline value on redemption. Better redemptions make purchases more valuable.

When to buy.

Good times to buy

  • · You have a specific high-value redemption in mind
  • · Points are on sale at 40%+ off
  • · You're topping up for a researched booking
  • · The cpp cost is below your target redemption value
  • · You can use points before expiration

Avoid buying when

  • · You don't have a specific redemption planned
  • · Points are at full price (no sale)
  • · The cpp cost exceeds the program's baseline value
  • · You're speculating on future devaluations
  • · Points might expire before you use them