Bilt Rewards Points Value
What are your bilt points worth in 2026?
Average Value
1.8 cpp
cents per point
Bilt Rewards points are worth about 1.8 cents each when transferred to travel partners. Bilt is unique because it lets you earn points on rent payments with no transaction fee. Points transfer 1:1 to a strong lineup of airline and hotel partners.
1.8 cpp
Average Value
2.5+ cpp
Best Value
1.0
Portal Value
7
Top Partners
Value Assessment Guide
How to judge whether you're getting a good deal with your Bilt points
Poor
< 1.0 cpp
Bilt Travel portal baseline
Average
1.0 - 1.8 cpp
Standard transfer redemption
Good
1.8 - 2.5 cpp
Solid partner redemption
Excellent
> 2.5 cpp
Premium cabin sweet spot
Best Transfer Partners
Where to transfer your bilt points for maximum value
World of Hyatt
Very High ValueTransfer Ratio: 1:1
Sweet Spot: All-inclusive resorts for 2+ cpp value
Virgin Atlantic Flying Club
High ValueTransfer Ratio: 1:1
Sweet Spot: ANA first class for 120k points round-trip
British Airways Avios
High ValueTransfer Ratio: 1:1
Sweet Spot: Short-haul flights from 4,000 Avios one-way
American Airlines AAdvantage
Medium ValueTransfer Ratio: 1:1
Sweet Spot: Off-peak awards to Europe/Asia in business
United MileagePlus
Medium ValueTransfer Ratio: 1:1
Sweet Spot: Polaris business class to Europe
Turkish Miles&Smiles
High ValueTransfer Ratio: 1:1
Sweet Spot: Business class to Turkey for 45k miles one-way
Cathay Pacific Asia Miles
High ValueTransfer Ratio: 1:1
Sweet Spot: First class to Hong Kong for 110k miles one-way
Sample Redemptions
Real-world examples of what your Bilt points can get you
| Redemption | Points | Cash Value | Value (cpp) |
|---|---|---|---|
| NYC to Tokyo (ANA First via Virgin Atlantic) | 120,000 | $25,000 | 20.8 cpp |
| Hyatt Ziva Cancun All-Inclusive (1 night) | 25,000 | $550 | 2.2 cpp |
| NYC to London (British Airways Business) | 60,000 | $3,500 | 5.8 cpp |
| US to Istanbul (Turkish Business Class) | 45,000 | $3,000 | 6.7 cpp |
| Bilt Travel Portal Booking | 50,000 | $500 | 1.0 cpp |
* Values are approximate and vary by date, availability, and route
Cards That Earn Bilt Points
Best credit cards for earning Bilt points
Bilt Mastercard
1x rent, 2x travel, 3x dining
$0/yr
Frequently Asked Questions
What are Bilt points worth?
Bilt points are worth about 1.8 cents each on average when transferred to airline and hotel partners. Through the Bilt Travel portal, they're worth 1.0 cent per point. The best redemptions through airline transfers can yield 2-20+ cents per point on premium cabin flights.
What is the best way to use Bilt points?
The best way to use Bilt points is to transfer them to World of Hyatt for hotel stays or to airline partners like Virgin Atlantic or Turkish Miles&Smiles for premium cabin flights. Avoid using them through the Bilt Travel portal at 1.0 cent per point when transfers yield much more.
Can you really earn points on rent with Bilt?
Yes, the Bilt Mastercard lets you earn 1x point per dollar on rent payments with no transaction fee. You can pay rent up to $100,000 per year and earn points. You need to make at least 5 transactions per month to earn points on rent.
What is Bilt Rent Day?
Bilt Rent Day happens on the 1st of every month. On Rent Day, Bilt cardholders earn double points on dining (6x), travel (4x), and rent (2x). Some Rent Days also feature limited-time transfer bonuses to airline and hotel partners.
Do Bilt points expire?
Bilt points do not expire as long as your Bilt Mastercard account remains open and active. There is no expiration date on earned points.
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Credit cards that transfer to Bilt Rewards
Build your Bilt Rewards balance faster with these credit cards offering welcome bonuses and transfer partnerships.
The Business Platinum Card® from American Express
Business Card | Annual Fee: $895
200,000 Membership Rewards® points
after $20,000 in purchases in the first 3 months
Key Benefits:
- 5x points on flights & hotels via Amex Travel
- 1.5x points on purchases over $5,000
- Airport lounge access
American Express® Business Gold Card
Business Card | Annual Fee: $375
100,000 Membership Rewards® points
after $15,000 in purchases in the first 3 months
Key Benefits:
- 4x points on top 2 spending categories (up to $150K/yr)
- Up to $240 in annual statement credits
Chase Ink Business Preferred®
Business Card | Annual Fee: $95
100,000 Ultimate Rewards points
after $8,000 in purchases in the first 3 months
Key Benefits:
- 3x points on travel & shipping
- 3x points on advertising
- 3x points on internet/cable/phone
The Platinum Card from American Express
Personal Card | Annual Fee: $695
80,000 points
after $8,000 in 6 months
Key Benefits:
- $200 airline fee credit
- $200 hotel credit (FHR/THC)
- $200 Uber credit
Capital One Venture Rewards
Personal Card | Annual Fee: $95
75,000 miles
after $4,000 in 3 months
Key Benefits:
- Global Entry/TSA PreCheck credit
- No foreign transaction fees
Capital One Venture X Rewards
Personal Card | Annual Fee: $395
75,000 miles
after $4,000 in 3 months
Key Benefits:
- $300 annual travel credit (Capital One Travel)
- 10,000 bonus miles annually
- Capital One Lounge access
* Credit card approval subject to eligibility. Terms and conditions apply. American Express cards shown are available to US residents only.