Card comparison

Capital One Venture vs Capital One Venture X

Two Capital One Miles cards compared

Verified July 2026

TL;DR — quick verdict

The Capital One Venture ($95) undercuts the Capital One Venture X ($395) on annual fee. Pick the Capital One Venture for everyday travel portal spending (5x); pick the Capital One Venture X for everyday Hotels and rental cars via Capital One Travel spending (10x).

At a Glance

Capital One Venture Rewards

Annual Fee
$95
Signup Bonus
75,000 points
Network
Visa
Points Currency
Capital One Miles
Earning Rates
Travel Portal 5x
All Other Purchases 2x

Capital One Venture X Rewards

Annual Fee
$395
Signup Bonus
75,000 points
Network
Visa
Points Currency
Capital One Miles
Earning Rates
All Purchases 2x
Flights Via Capital One Travel 5x
Hotels And Rental Cars Via Capital One Travel 10x

Category Breakdown

How they compare across key categories

Annual Fee

Capital One Venture wins

Capital One Venture $95 vs Capital One Venture X $395

=

Welcome Bonus

Tie

Capital One Venture: 75,000 points after $4,000 in 3 months vs Capital One Venture X: 75,000 points after $4,000 in 3 months

Top Earning Rate

Capital One Venture X wins

Capital One Venture: 5x on travel portal vs Capital One Venture X: 10x on Hotels and rental cars via Capital One Travel

=

Perks & Credits

Tie

Capital One Venture: 2 listed benefits vs Capital One Venture X: 2 listed benefits

=

Transfer Partners

Tie

Capital One Venture: 15+ airline and hotel partners vs Capital One Venture X: 15+ airline and hotel partners

Perks & Benefits

Capital One Venture Rewards

  • Global Entry or TSA PreCheck Credit ($120)
  • Lifestyle Collection Experience Credit ($50)

Capital One Venture X Rewards

  • Capital One Travel credit ($300)
  • Anniversary bonus miles ($100)

Which Is Right for You?

Get the Capital One Venture if...

  • Lower $95 annual fee
  • Earns 5x on travel portal
  • Global Entry or TSA PreCheck Credit ($120)

Get the Capital One Venture X if...

  • Premium benefits to offset the $395 fee
  • Earns 10x on Hotels and rental cars via Capital One Travel
  • Earns 5x on Flights via Capital One Travel
  • Capital One Travel credit ($300)

Related Resources

Amex Points Value

What are Amex points worth?

Chase Points Value

What are Chase points worth?

Search Award Flights

Find available seats

Frequently Asked Questions

Is the Capital One Venture or Capital One Venture X better?

The Capital One Venture ($95) undercuts the Capital One Venture X ($395) on annual fee. Pick the Capital One Venture for everyday travel portal spending (5x); pick the Capital One Venture X for everyday Hotels and rental cars via Capital One Travel spending (10x). Both earn transferable rewards, so many points collectors hold one from each ecosystem.

Which has the lower annual fee, the Capital One Venture or Capital One Venture X?

The Capital One Venture has the lower annual fee at $95, versus $395 for the Capital One Venture X.

Which card earns points faster?

The Capital One Venture earns up to 5x on travel portal, while the Capital One Venture X earns up to 10x on Hotels and rental cars via Capital One Travel.

Can I have both the Capital One Venture and the Capital One Venture X?

Yes. They're issued independently, so you can hold both and earn Capital One Miles and Capital One Miles side by side.

Ready to use your points?

Search award flight availability across all partner airlines in one place.

Search award flights

Need More Points?

Earn bonus points with these credit card offers

Can't find availability at your current points balance? These credit cards offer generous welcome bonuses to help you book your dream flight.

The Business Platinum Card from American Express

Business · Annual fee $895

US only

200,000 points

after $20,000 in 3 months

  • Hotel credit ($600)
  • Dell credit ($1150)
  • Adobe credit ($250)
Learn more & apply

American Express Business Gold Card

Business · Annual fee $375

US only

200,000 points

after $15,000 in 3 months

  • ChatGPT Business Statement Credit ($300)
  • FedEx, Grubhub and Office Supply Statement Credit ($240)
  • Walmart+ Statement Credit ($155)
Learn more & apply

The Platinum Card from American Express

Personal · Annual fee $895

US only

175,000 points

after $12,000 in 6 months

  • Hotel credit ($600)
  • Digital entertainment credit ($300)
  • Uber Cash and One credit ($320)
Learn more & apply

American Express Gold Card

Personal · Annual fee $250

US only

100,000 points

after $8,000 in 6 months

  • Dining credit ($120)
  • Resy credit ($100)
  • Disney Streaming credit ($120)
Learn more & apply

Chase Sapphire Preferred

Personal · Annual fee $95

100,000 points

after $5,000 in 3 months

  • Chase Travel hotel credit ($100)
  • Global Entry/TSA PreCheck credit ($120)
  • DoorDash DashPass ($120)
Learn more & apply

Chase Sapphire Reserve

Personal · Annual fee $795

100,000 points

after $6,000 in 3 months

  • Travel credit ($300)
  • The Edit hotel credit ($500)
  • Dining credit ($300)
Learn more & apply

Credit card approval subject to eligibility. Terms and conditions apply. American Express cards shown are available to US residents only.